RETIREMENT RESOURCES

Retirement Learning Resources

Understanding a financial topic can help you take a more informed next step.

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Start with a Question That Matters to You

Whether you are reviewing workplace benefits, considering a Roth account, or helping a family member begin saving, these resources offer a starting point.

At DiMatteo Group Financial Services in Connecticut and Florida, we welcome the questions that follow. We help you consider how the information relates to your priorities, your family, and your plans for the future.

Understanding Workplace Retirement Plans

Who Helps Run a 401(k) Plan?

A workplace retirement plan can involve several providers, including an investment advisor, a recordkeeper, and a third-party administrator. Understanding their different roles can help you know where to direct your questions.

Read about 401(k) service provider roles.

Exploring Retirement Savings

Could You Qualify for the Saver’s Credit?

Eligible retirement contributions may qualify for a federal tax credit. Income, filing status, and other eligibility requirements affect whether the credit is available.

Review the IRS guidance for the relevant tax year and discuss your circumstances with your tax professional.

Review Saver’s Credit eligibility.

Understanding Roth IRAs

A Roth IRA has its own contribution and withdrawal rules. Understanding those rules is a useful starting point when considering how an account may fit with your retirement plans.

Explore Roth IRA guidance.

Comparing Roth and Traditional Retirement Accounts

Account names can sound similar while their rules differ. This comparison outlines key features of designated Roth accounts, Roth IRAs, and traditional IRAs.

Use it to identify questions about contributions, tax treatment, and withdrawals.

Compare Roth and traditional account features.

Check Retirement Plan Contribution Limits

Contribution limits can change, and different rules apply to different account types. Check the limits for the tax year you are considering before making a contribution decision.

Review retirement plan limits by year.

Put What You Learn in Context

Educational resources can explain a topic, but they cannot account for every part of your financial life.

Check the publication date, applicable tax year, and any stated limitations. Before acting, consider how the information relates to your circumstances and whether you need individual financial, tax, or legal guidance.

The links above lead to third-party websites. Their content is provided for general education and is not personalized advice from DiMatteo Group Financial Services in Connecticut and Florida.

Let’s Talk About Your Questions

A resource may help you understand a concept and raise questions about what it means for you.

Tell us what you are exploring. We will listen, help clarify the considerations, and discuss how we may be able to help.

DiMatteo Group Financial Services | Connecticut and Florida
A family firm. Guidance for generations.

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